Home Mortgage Specialists
For most of us, our home is the single
largest investment we hold. Your choice of mortgage programs and the
Mortgage Advisor you choose to help you with that decision can make a big
difference. With an investment this huge, you need to be sure you are in
capable hands, leaving nothing to chance.
Deciding when to buy or when to
refinance an existing mortgage is a big step!
Like all investments, a mortgage requires sound
decisions and routine review. The expertise of your Mortgage Advisor is
important as your mortgage needs grow and change, not only to your immediate
needs, but also your future needs as well. It is important that you
continue to work with a Mortgage Advisor and Team who always has your best
interest in mind and at heart,
long after your loan is closed.
Sue Pullen and her Team
are dedicated to serving you, the customer in your mortgage needs.
"We are advisors, here to give you the personal attention you deserve, and treat you with the respect due a valued
customer. We understand you are making a commitment, and so we make this commitment to you:
We pledge to provide you with the most suitable and cost effective mortgage products in an environment that is honest and fair. We pledge to continually foster long-term relationships through impeccable customer satisfaction and referrals."
am licensed to originate loans anywhere in
or Contact me today!
Get Pre-Approved for a Loan Today!
Are you Pre-Qualified?
Before you begin to look for a new home, you should meet with me so we can determine how much you can afford. You will complete a
mortgage application, which will let me know about your income, assets and debts. Together we will take a look at your
credit profile and amount you have for down payment. This will give us a good idea of the loan programs that are available to you, and which programs will work the best. At this point, I can provide you with a pre-qualification letter indicating the amount you are pre-qualified to
While you are looking for a home, I like to gather your written documentation (paystubs, W2ís, federal tax returns, bank statements, etc.) so we can be ready to begin the process as soon as you find your dream home.
(Home Affordable Refinance Program)
The Home Affordable Refinance Program was started in April 2009, and has several names. The government calls it
HARP. It is also known as the Making Home Affordable plan, the
Obama Refi plan, DU Refi + and Relief Refinance. Then on March 17, 2012,
HARP 2 was formally released.
The program was created for homeowners who are underwater and are current on their conventional mortgage loans and want to take advantage of the historic low interest rates. The program enables underwater homeowners to refinance their mortgage loan without paying down principal and without having to pay mortgage insurance.
In order to be eligible for the HARP refinance program, your loan must be backed by Fannie Mae or Freddie Mac, and your current mortgage must have a securitization date prior to June 1, 2009. And you must be current on your mortgage.
HARP: QUESTIONS AND
Sue's blog - A great site for mortgage news, tips, and
From post on
Tuesday, February 19, 2013:
A Five-Step Formula for the Perfect Loan File
Most people donít try because they think getting a loan is too difficult. While getting a mortgage loan isnít the easiest thing in the world, it really is not difficult. It takes documentation! Even if it seems like we are asking for way too much information, understand early in the process that we are asking you for the documents and explanations of what is required for a mortgage loan today. Meeting these documentation requirements is probably the biggest frustration for home buyers today.
here to see more)
With over 120 lenders to work with at Fairway
Independent Mortgage Corporation, we have a huge variety of loan programs to help a wide variety of
borrowers. Contact us for more information.
Purchases Refinances Reverse Mortgages for Purchases
Reverse Mortgages for Refinances
Conventional Loans VA Loans
FHA Loans FHA 203k Renovation Loans HomePath Financing HomePath Renovation Loans
USDA Ė Rural Development Loans
Pima County Bond Program Single Family Residences
Condominiums 100% Financing Available
First-time Home Buyers Investors Rental Property
 Since 09-10-2006